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Personal CheckingBIG DEAL®
Cash
BIG DEAL®
Cash Back
FreeInterest

Choose

To earn a premium rate on your checking balance

To receive cash back on your daily debit card transactions

For a great basic checking account, without interest or rewards

To receive a competitive interest rate on your checking balance

Monthly Reward

2.25% APY* paid on balances up to $25,000

That could be an additional $562.50 per year in interest!

Pair with a BIG DEAL® Saver to earn even more!

3%** cash back on up to $300 in debit card transactions, every month!

That’s up to $108 a year just for using your card!

Pair with a BIG DEAL® Saver to earn even more!

N/A

Competitive tiered interest rate- earn a higher rate by keeping a higher balance.

Automatic Refunds on ATM Fees, Nationwide

Up to $20 each month***

Up to $20 each month***

N/A

N/A

Minimum Balance Required

None

None

None

$300 to waive the $7.50 monthly service charge

Monthly Service Charge

$0

$0

$0

$7.50 if balance falls below $300

Free Online Services

Online Banking
Bill Pay2
Mobile Banking
Mobile Deposit
eStatements

Online Banking
Bill Pay2
Mobile Banking
Mobile Deposit
eStatements

Online Banking
Bill Pay2
Mobile Banking
Mobile Deposit
eStatements

Online Banking
Bill Pay2
Mobile Banking
Mobile Deposit
eStatements

Minimum Opening Deposit

$50

$50

$50

$50

Get Started

Open Now

Open Now

Open Now

Open Now

*Big Deal® Cash:  When qualifications1 are met each monthly qualification cycle: (1) Balances up to $25,000 receive 2.25% APY; (2) Balances over $25,000 earn 0.15% APY on the portion of the balance over $25,000. (Example: For an $100,000 account balance, the APY would be 0.67%).  If qualifications are not met, all balances earn 0.05% APY.

**Big Deal® Cash Back:  When qualifications1 are met each monthly qualification cycle: Receive 3% cash back on debit card purchases that post to and settle to your account during the monthly qualification cycle up to a total cash back of $9 per monthly qualification cycle.

***When qualifications1 are met each monthly qualification cycle, Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 (up to $4.99 per single transaction). ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

Big Deal® Cash and Cash Back Accounts:  Rewards and ATM Fees will be credited to the account on the last calendar day of the statement cycle. Qualifying transactions must post to and settle to the account during the monthly qualification cycle. “Monthly Qualification Cycle” means a period beginning on the first calendar day of the month to the last calendar of the same month. Limit one account per social security number.

All Accounts: APY= Annual Percentage Yield. Rate effective as of 3/18/2020 and subject to change. Account approval requirements apply. Contact a Frontier Bank Representative for additional information.

1Qualification Requirements:  (1) Have a minimum of 12 debit card transactions post and settle during the monthly qualification cycle; (2) Have at least 1 direct deposit or automatic payment post and settle during the monthly qualification cycle; (3) Receive eStatements through our online banking platform.

2At least one payment must post each month, otherwise the fee is $4.95/month.

Refer a Friend
All individuals must be 18 years of age or older. Referral bonus not available for referring individuals in your own household. Applicant must mention your name at the time of account opening. Over 6 referrals per year would require a 1099-Misc to be filed. Bonus will be deposited into your Frontier Bank account within 30 days of referred account being opened.

*Online Account Opening Bonus
Must be 18 years of age or older to qualify. $50 minimum deposit is required to open the account and obtain the bonus. Offer subject to change. Receive DashPass from DoorDash free for one year from account opening (up to $10.99/month value) while you maintain a Frontier Bank BIG DEAL® Cash or Cash Back account in good standing.  Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes. DoorDash account and compatible device required. Not redeemable or refundable for cash; cannot be exchanged for DoorDash gift subscriptions. You can cancel DoorPass at any time. DoorDash terms and conditions apply. One offer per BIG DEAL® Cash or Cash Back account. Offer not valid for switching from a current Frontier Bank account to a new BIG DEAL® account. Offer available for a limited time. All regular account opening procedures apply. See a Customer Service Representative for more information.

 

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