Consumer Lending



Time to get moving on your home goals! Whether you’re building, purchasing or refinancing, our Mortgage Bankers will make the process easy from pre-approval to closing, personally guiding you each step of the way! With over 35 years of combined mortgage banking experience, local processing and underwriting, and the perfect mix of home financing solutions, Frontier Bank’s Home Mortgage Team is equipped to make all the difference!

Financing Options Available:

  • Conventional Fixed Rate Loans
  • Adjustable Rate Mortgage (ARMs)
  • Rural Development Loans
  • VA Loans
  • FHA Loans
  • New Construction
  • Investment Property Loans

Have questions? Ask a Frontier Bank lender

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Home Equity Line of Credit (HELOC)

Looking to access equity? Unlock your home’s value with a HELOC that can help provide the funds you need to make home improvements, take care of planned or surprise expenses or simply save money by consolidating debt. No annual fee, competitive interest rate and convenient access to transfer funds to your Frontier Bank checking account right through Online Banking are just a few of the benefits.

  • No Annual Fee
  • Competitive, Variable Interest Rate
  • Online Banking access to transfer funds directly to your Frontier Bank checking account
  • Interest only payments
  • Interest may be tax deductible
  • Transfer balance to fixed rate loan at maturity

Have Questions? Ask a Frontier Bank Loan Officer

Auto and Recreational Vehicle Loans

Fast decisions backed by local processing, underwriting and servicing is what you can expect from working with a Frontier Bank loan officer. We have the right option with the right features to finance your next big purchase.

  • New or pre-owned vehicles
  • Competitive, fixed interest rate
  • Fixed monthly payment
  • Variety of term options available

Have Questions? Ask a Frontier Bank Loan Officer

Ready Reserve

Extra coverage for when you need it! Avoid the hassle of returned items and costly overdraft fees with a Ready Reserve Line of Credit at Frontier Bank. 

  • Funds automatically transfer in increments of $100
  • No transfer fees
  • Links directly to your Frontier Bank checking account

Have Questions? Ask a Frontier Bank Loan Officer

Credit Cards

Boost your purchasing power with a VISA® credit card- while earning competitive cash back, merchandise, gift cards, and great travel options! Whether you’re in school, looking to build your credit back up, or are simply wanting more spending flexibility, we have the right card for you.

Find the card that is right for you

Student Loans

Frontier Bank works with Iowa Student Loan® to offer the Partnership Advance Education Loan®. Learn more and apply for this loan on Iowa Student Loan’s website.

Learn more or apply online for a student loan now

*Frontier Bank is compensated by Iowa Student Loan® for the referral of Partnership Loan customers.

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